Texas Bank Statement Loans

Texas Home Prices & Household Income by County

Median list price and income for every one of the 254 Texas counties.

Median home list price and median household income for all 254 Texas counties, so you can gauge affordability and bank statement loan options where you're buying. List prices are the latest monthly figures from Realtor.com via FRED; household income is the U.S. Census Bureau SAIPE estimate (2024). Counties without a published monthly list price are left blank.

Coverage: list price for 54 of 254 counties, household income for 236 of 254.

CountyCounty seatMedian list priceMedian household income
Anderson CountyPalestine$57,927
Andrews CountyAndrews$89,424
Angelina CountyLufkin$285,000$62,937
Aransas CountyRockport$67,768
Archer CountyArcher City$79,806
Armstrong CountyClaude$77,908
Atascosa CountyJourdanton$66,244
Austin CountyBellville$74,343
Bailey CountyMuleshoe$61,259
Bandera CountyBandera$76,716
Bastrop CountyBastrop$409,000$84,174
Baylor CountySeymour$54,002
Bee CountyBeeville$56,414
Bell CountyBelton$295,000$69,108
Bexar CountySan Antonio$290,000$72,578
Blanco CountyJohnson City$97,321
Borden CountyGail$96,586
Bosque CountyMeridian$64,319
Bowie CountyNew Boston$269,500$62,559
Brazoria CountyAngleton$365,000$100,255
Brazos CountyBryan$349,900$61,938
Brewster CountyAlpine$63,982
Briscoe CountySilverton$61,395
Brooks CountyFalfurrias$39,409
Brown CountyBrownwood$60,291
Burleson CountyCaldwell$70,451
Burnet CountyBurnet$78,699
Caldwell CountyLockhart$70,980
Calhoun CountyPort Lavaca$69,077
Callahan CountyBaird$67,065
Cameron CountyBrownsville$298,375$52,973
Camp CountyPittsburg$63,333
Carson CountyPanhandle$81,564
Cass CountyLinden$52,449
Castro CountyDimmitt$66,616
Chambers CountyAnahuac$106,175
Cherokee CountyRusk$59,341
Childress CountyChildress$57,509
Clay CountyHenrietta$74,944
Cochran CountyMorton$52,164
Coke CountyRobert Lee$55,835
Coleman CountyColeman$52,648
Collin CountyMcKinney$529,000$124,920
Collingsworth CountyWellington$55,421
Colorado CountyColumbus$66,938
Comal CountyNew Braunfels$499,000$109,427
Comanche CountyComanche$58,941
Concho CountyPaint Rock$57,030
Cooke CountyGainesville$77,501
Coryell CountyGatesville$245,000$64,049
Cottle CountyPaducah$57,388
Crane CountyCrane$77,653
Crockett CountyOzona$59,395
Crosby CountyCrosbyton$49,096
Culberson CountyVan Horn$64,099
Dallam CountyDalhart$63,621
Dallas CountyDallas$399,900$78,910
Dawson CountyLamesa$58,227
Deaf Smith CountyHereford$61,990
Delta CountyCooper$63,985
Denton CountyDenton$499,000$117,499
DeWitt CountyCuero$63,383
Dickens CountyDickens$52,796
Dimmit CountyCarrizo Springs$49,127
Donley CountyClarendon$51,408
Duval CountySan Diego$45,438
Eastland CountyEastland$54,528
Ector CountyOdessa$295,000$75,887
Edwards CountyRocksprings$57,450
Ellis CountyWaxahachie$465,000$99,726
El Paso CountyEl Paso$310,000$59,883
Erath CountyStephenville$65,488
Falls CountyMarlin$56,486
Fannin CountyBonham$70,819
Fayette CountyLa Grange$76,540
Fisher CountyRoby$64,430
Floyd CountyFloydada$54,212
Foard CountyCrowell$52,717
Fort Bend CountyRichmond$440,000$115,538
Franklin CountyMount Vernon$67,120
Freestone CountyFairfield$69,048
Frio CountyPearsall$51,825
Gaines CountySeminole$71,008
Galveston CountyGalveston$412,750$86,354
Garza CountyPost$57,106
Gillespie CountyFredericksburg$86,869
Glasscock CountyGarden City$107,849
Goliad CountyGoliad$68,784
Gonzales CountyGonzales$60,783
Gray CountyPampa$69,749
Grayson CountySherman$348,250$72,865
Gregg CountyLongview$310,000$62,490
Grimes CountyAnderson$67,168
Guadalupe CountySeguin$319,000$90,997
Hale CountyPlainview$54,376
Hall CountyMemphis$52,797
Hamilton CountyHamilton$71,790
Hansford CountySpearman$75,870
Hardeman CountyQuanah$53,275
Hardin CountyKountze$290,000$81,183
Harris CountyHouston$335,000$74,682
Harrison CountyMarshall$315,900$63,802
Hartley CountyChanning$91,653
Haskell CountyHaskell$52,130
Hays CountySan Marcos$415,000$91,880
Hemphill CountyCanadian$83,011
Henderson CountyAthens$375,000$61,360
Hidalgo CountyEdinburg$260,000$55,829
Hill CountyHillsboro$62,176
Hockley CountyLevelland
Hood CountyGranbury
Hopkins CountySulphur Springs
Houston CountyCrockett
Howard CountyBig Spring
Hudspeth CountySierra Blanca
Hunt CountyGreenville
Hutchinson CountyStinnett
Irion CountyMertzon$90,589
Jack CountyJacksboro$67,398
Jackson CountyEdna$68,156
Jasper CountyJasper$62,743
Jeff Davis CountyFort Davis$67,735
Jefferson CountyBeaumont$239,900$59,997
Jim Hogg CountyHebbronville$48,943
Jim Wells CountyAlice$55,920
Johnson CountyCleburne$369,900$86,537
Jones CountyAnson$59,076
Karnes CountyKarnes City$68,534
Kaufman CountyKaufman$339,999$90,670
Kendall CountyBoerne$121,401
Kenedy CountySarita$46,960
Kent CountyJayton$64,002
Kerr CountyKerrville$499,950$69,674
Kimble CountyJunction$58,887
King CountyGuthrie$88,031
Kinney CountyBrackettville$56,917
Kleberg CountyKingsville$57,810
Knox CountyBenjamin$52,113
Lamar CountyParis$259,750$59,226
Lamb CountyLittlefield$56,537
Lampasas CountyLampasas$77,271
La Salle CountyCotulla$52,075
Lavaca CountyHallettsville$68,916
Lee CountyGiddings$79,291
Leon CountyCenterville$64,146
Liberty CountyLiberty$277,945$66,378
Limestone CountyGroesbeck$59,502
Lipscomb CountyLipscomb$79,554
Live Oak CountyGeorge West$66,331
Llano CountyLlano$75,529
Loving CountyMentone$128,055
Lubbock CountyLubbock$255,000$64,512
Lynn CountyTahoka$70,687
Madison CountyMadisonville$62,187
Marion CountyJefferson$50,632
Martin CountyStanton$88,154
Mason CountyMason$71,056
Matagorda CountyBay City$65,319
Maverick CountyEagle Pass$50,787
McCulloch CountyBrady$52,639
McLennan CountyWaco$301,999$68,096
McMullen CountyTilden$77,057
Medina CountyHondo$96,423
Menard CountyMenard$56,414
Midland CountyMidland$439,500$97,719
Mills CountyGoldthwaite$61,642
Mitchell CountyColorado City$59,370
Montague CountyMontague$64,975
Montgomery CountyConroe$389,000$96,049
Moore CountyDumas$66,411
Morris CountyDaingerfield$54,697
Motley CountyMatador$52,542
Nacogdoches CountyNacogdoches$332,500$55,767
Navarro CountyCorsicana$66,263
Newton CountyNewton$55,560
Nolan CountySweetwater$57,566
Nueces CountyCorpus Christi$349,900$66,726
Ochiltree CountyPerryton
Oldham CountyVega
Orange CountyOrange
Palo Pinto CountyPalo Pinto
Panola CountyCarthage
Parker CountyWeatherford
Parmer CountyFarwell
Pecos CountyFort Stockton$64,808
Polk CountyLivingston$65,522
Potter CountyAmarillo$218,999$53,656
Presidio CountyMarfa$49,703
Rains CountyEmory$66,146
Randall CountyCanyon$389,750$83,677
Reagan CountyBig Lake$72,105
Real CountyLeakey$57,066
Red River CountyClarksville$52,978
Reeves CountyPecos$63,822
Refugio CountyRefugio$68,639
Roberts CountyMiami$87,615
Robertson CountyFranklin$61,886
Rockwall CountyRockwall$492,420$120,317
Runnels CountyBallinger$57,607
Rusk CountyHenderson$279,950$67,655
Sabine CountyHemphill$55,457
San Augustine CountySan Augustine$50,976
San Jacinto CountyColdspring$62,182
San Patricio CountySinton$279,000$69,930
San Saba CountySan Saba$58,628
Schleicher CountyEldorado$68,029
Scurry CountySnyder$68,306
Shackelford CountyAlbany$72,833
Shelby CountyCenter$58,737
Sherman CountyStratford$70,998
Smith CountyTyler$369,250$75,620
Somervell CountyGlen Rose$82,779
Starr CountyRio Grande City$37,375
Stephens CountyBreckenridge$57,983
Sterling CountySterling City$87,739
Stonewall CountyAspermont$61,799
Sutton CountySonora$72,161
Swisher CountyTulia$60,199
Tarrant CountyFort Worth$375,000$85,208
Taylor CountyAbilene$377,450$64,490
Terrell CountySanderson$52,891
Terry CountyBrownfield$52,129
Throckmorton CountyThrockmorton$56,961
Titus CountyMount Pleasant$61,204
Tom Green CountySan Angelo$315,000$69,148
Travis CountyAustin$540,000$97,487
Trinity CountyGroveton$53,638
Tyler CountyWoodville$60,052
Upshur CountyGilmer$69,431
Upton CountyRankin$75,021
Uvalde CountyUvalde$53,955
Val Verde CountyDel Rio$61,751
Van Zandt CountyCanton$67,538
Victoria CountyVictoria$280,000$67,704
Walker CountyHuntsville$320,000$58,095
Waller CountyHempstead$83,520
Ward CountyMonahans$72,414
Washington CountyBrenham$73,738
Webb CountyLaredo$255,900$58,736
Wharton CountyWharton$61,887
Wheeler CountyWheeler$58,692
Wichita CountyWichita Falls$197,750$65,480
Wilbarger CountyVernon$56,755
Willacy CountyRaymondville$46,616
Williamson CountyGeorgetown
Wilson CountyFloresville
Winkler CountyKermit
Wise CountyDecatur$489,000$96,255
Wood CountyQuitman$63,102
Yoakum CountyPlains$75,871
Young CountyGraham$66,213
Zapata CountyZapata$43,517
Zavala CountyCrystal City$41,554
Milam CountyCameron$72,798

Frequently Asked Questions

What is a bank statement loan?

A bank statement loan is a non-QM mortgage that lets self-employed borrowers qualify using 12-24 months of bank deposits instead of tax returns, W-2s, or pay stubs.

How is my income calculated?

Lenders average your monthly deposits and apply an expense factor (commonly around 50%) to estimate your qualifying income, so heavy tax write-offs don't hurt you.

What do I need to qualify?

Typically 2 years of self-employment, a 620+ credit score, 10%+ down, and consistent deposits. Stronger deposits and credit unlock better terms.

How much home can I afford?

As a rough guide, roughly 50% of your monthly deposits is counted as income. Depositing ~$20k/month can support around a $350k purchase. Use the calculator below for your numbers.

Find your county and check eligibility

Free, no-obligation. See what you qualify for in about a minute.